Every spring, students who participate in declining dollar-debit plans face a dilemma: what to do with unused dollars, which generally can't be rolled over the the following year. The result often is a manic run on the campus store or an end-of-the-year feeding frenzy. At the University of Pennsylvania, Penn Dining Services has partnered with the school's Undergraduate Assembly to provide students an alternative to the usual "use 'em or lose 'em" ultimatum. Under the plan, students will ...

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